Standard Chartered Ease My Trip Credit Card 2024 – Offers, Features, Charges

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Are you looking for an Standard Chartered Ease My Trip Credit Card? We have covered a detailed review of the Standard Chartered Ease My Trip Credit Card (2024). You can checkout Eligibility Criteria, Features, Benefits, Fees & Apply Online.

Standard Chartered EaseMyTrip Credit Card

Standard Chartered Ease My Trip Credit Card (2024)

Get your Standard Chartered Ease My Trip Credit Card. Easily apply for the Credit Card online.

Are you a frequent traveler, always on the lookout for exclusive deals and offers to make your journeys more enjoyable and cost-effective? If so, the Standard Chartered Ease My Trip Credit Card might be just what you need.

In today’s fast-paced world, where jet-setting has become a part of our lives, having a credit card that caters to your travel needs can make a world of difference.

In this blog post, we’re going to dive deep into the Standard Chartered Ease My Trip Credit Card, exploring its enticing offers, remarkable features, and the associated charges. Whether you’re a seasoned globetrotter or an occasional explorer, this credit card could be your passport to a world of savings and convenience. We’ll uncover the perks that come with this card and help you decide if it’s the right fit for your travel lifestyle.

Don’t miss out on this opportunity to enhance your travel experiences and make every trip a memorable one. Read on to unlock the secrets of this fantastic credit card!


Benefits of Standard Chartered Ease My Trip Credit Card

Let’s delve into the benefits of the Standard Chartered Ease My Trip Credit Card:

  • Travel Rewards: Earn rewards for every rupee spent, which can be redeemed for flights, hotel bookings, and more, making your travel more affordable.
    Exclusive Discounts: Enjoy discounts on airfare, hotel stays, and dining at partner establishments, letting you save big on your travel expenses.
    Complimentary Lounge Access: Access to airport lounges, where you can relax and unwind before your flight, making your journey more comfortable.
    Milestone Bonuses: Get additional rewards when you achieve spending milestones, adding extra value to your card usage.
    Fuel Surcharge Waiver: Save on fuel costs with a waiver on fuel surcharges at select petrol pumps.
    EMI Options: Convert high-value purchases into easy EMIs, offering financial flexibility.
    Global Acceptance: Use your card worldwide, giving you financial convenience wherever you go.
    Contactless Payment: Fast and secure contactless payments for added convenience.
    Zero Lost Card Liability: Protection against unauthorized transactions in case of card loss or theft
  • Travel Rewards: Earn rewards for every rupee spent, which can be redeemed for flights, hotel bookings, and more, making your travel more affordable.
  • Exclusive Discounts: Enjoy discounts on airfare, hotel stays, and dining at partner establishments, letting you save big on your travel expenses.
  • Complimentary Lounge Access: Access to airport lounges, where you can relax and unwind before your flight, making your journey more comfortable.
  • Milestone Bonuses: Get additional rewards when you achieve spending milestones, adding extra value to your card usage.
  • Fuel Surcharge Waiver: Save on fuel costs with a waiver on fuel surcharges at select petrol pumps.
  • EMI Options: Convert high-value purchases into easy EMIs, offering financial flexibility.
  • Global Acceptance: Use your card worldwide, giving you financial convenience wherever you go.
  • Contactless Payment: Fast and secure contactless payments for added convenience.
  • Zero Lost Card Liability: Protection against unauthorized transactions in case of card loss or theft.
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These benefits are designed to enhance your travel experiences, save you money, and provide you with peace of mind during your journeys.


Features of Standard Chartered Ease My Trip Credit Card

Here are the key features of the Standard Chartered Ease My Trip Credit Card:

  • EaseMyTrip Vouchers: As a welcome gift, you receive EaseMyTrip vouchers that you can use for booking flights and hotels.
  • Rewards Program: Earn reward points for every transaction, which can be redeemed for travel bookings, helping you save on your journeys.
  • Dining Discounts: Enjoy dining discounts at partner restaurants, making eating out a more delightful and cost-effective experience.
  • Airport Lounge Access: Access to domestic airport lounges, where you can relax and refresh before your flight.
  • Fuel Surcharge Waiver: Save on fuel costs with a waiver on fuel surcharges at select petrol pumps in India.
  • EMI Facility: Convert large purchases into easy monthly installments to manage your finances effectively.
  • Contactless Payments: Make fast and secure payments with the card’s contactless feature for added convenience.
  • Global Acceptance: Use your card internationally with ease, whether you’re traveling or shopping online from global merchants.
  • Zero Lost Card Liability: Enjoy peace of mind knowing you’re protected against unauthorized transactions if your card is lost or stolen

These features are designed to cater to your travel and lifestyle needs, offering a range of perks and benefits that enhance your overall credit card experience.


Eligibility Criteria for Standard Chartered Ease My Trip Credit Card

The eligibility criteria for the Standard Chartered Ease My Trip Credit Card may vary slightly, but here are the general requirements:

  • Age: Typically, the primary cardholder should be between 21 and 65 years of age.
  • Income: Most credit cards, including this one, have a minimum income requirement. It’s essential to meet this income threshold as per the bank’s policy.
  • Residency: You should be a resident of India or meet specific residency requirements as determined by the issuing bank.
  • Credit Score: A good credit score is usually required to be eligible for this credit card. A strong credit history demonstrates your ability to manage credit responsibly.
  • Employment: You may need to provide proof of stable employment or a regular source of income. Salaried, self-employed, and business professionals may have different requirements.
  • Documentation: Be prepared to submit identity proof, address proof, income proof, and other documents as requested by the bank.

It’s essential to check with Standard Chartered or visit their official website for the most up-to-date eligibility criteria and documentation requirements, as these may change over time. Meeting these criteria will increase your chances of being approved for the credit card.


How to Apply for Standard Chartered Ease My Trip Credit Card

To apply for the Standard Chartered Ease My Trip Credit Card, follow these general steps:

Step 1. Check Eligibility: Ensure you meet the eligibility criteria, which typically includes age, income, and credit score requirements. Visit the official Standard Chartered website to review the specific criteria for this card.

Step 2. Gather Documents: Collect the necessary documents, which may include proof of identity, address, income, and other supporting documents. These can vary, so refer to the bank’s requirements.

Step 3. Online Application: Most banks, including Standard Chartered, offer an online application process. Visit the bank’s official website and navigate to the credit card section. You should find a specific page for the Ease My Trip Credit Card.

Step 4. Fill out the Application: Complete the online application form with accurate information. Double-check all details before submission.

Step 5. Document Submission: You may need to upload scanned copies of your documents during the application process. Ensure these are clear and legible.

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Step 6. Application Fee: Some credit cards have an application fee. Check if this card has one and make the required payment.

Step 7. Verification: After you submit your application, the bank will review your application and documents. They may contact you for further verification if needed.

Step 8. Approval: If your application is approved, you will receive a confirmation from the bank. This may come via email or physical mail.

Step 9. Receiving the Card: Once approved, the bank will dispatch your credit card to your registered address. It may take a few business days to receive it.

Step 10. Activate the Card: Follow the instructions provided with the card to activate it. Typically, this involves calling a dedicated phone number or activating the card online.

Always ensure you apply through the official Standard Chartered website or authorized channels to avoid potential fraud. Additionally, it’s a good idea to read the terms and conditions of the credit card thoroughly before applying to understand its features, fees, and benefits.


Fees and Charges

The fees and charges associated with the Standard Chartered Ease My Trip Credit Card may include the following,

  • Annual Fee: The credit card may have an annual fee that you need to pay every year for card membership.
  • Interest Rate: Standard Chartered will charge interest on the outstanding balance if you don’t pay your credit card bills in full each month. The interest rate can vary based on the outstanding amount.
  • Late Payment Fee: If you miss the due date for your credit card payment, a late payment fee will be charged.
  • Overlimit Fee: If you exceed your credit limit, an overlimit fee may apply.
  • Cash Advance Fee: When you withdraw cash using your credit card, a fee is typically levied. This is in addition to the interest charged on cash advances.
  • Foreign Transaction Fee: If you use the card for transactions in foreign currencies, a foreign transaction fee is usually applied.
  • Card Replacement Fee: If you need to replace a lost or damaged card, there may be a fee for issuing a new one.
  • EMI Processing Fee: If you convert a purchase into equated monthly installments (EMIs), an EMI processing fee may apply.
  • GST: Goods and Services Tax (GST) is applicable on various fees and charges related to the credit card.
  • Statement Retrieval Fee: If you request duplicate statements or older statements, a fee may be charged.
  • Dishonored Cheque Fee: In case a payment made via cheque bounces, a dishonored cheque fee may be levied.
  • Balance Transfer Fee: If you transfer the outstanding balance from another credit card to the Standard Chartered Ease My Trip Credit Card, there might be a fee associated with the balance transfer

Rewards and Offers

The Standard Chartered Ease My Trip Credit Card offers a range of rewards and exclusive offers to enhance your travel and lifestyle experiences. Here are some of the common rewards and offers associated with this card:

  • Welcome Rewards: Receive EaseMyTrip vouchers as a welcome gift, which you can use to book flights and hotels.
  • Reward Points: Earn reward points for every transaction made with the card. These points can be redeemed for flight and hotel bookings, making your travel more affordable.
  • Dining Discounts: Enjoy discounts at partner restaurants, both domestically and internationally, allowing you to savor delicious meals at a lower cost.
    Airport Lounge Access: Access to domestic airport lounges, where you can relax and unwind before your flight, making your travel experience more comfortable.
  • Fuel Surcharge Waiver: Save on fuel costs with a waiver on fuel surcharges at select petrol pumps in India.
  • Milestone Bonuses: Receive additional rewards or bonuses when you achieve specific spending milestones with your card.
  • Online Shopping Offers: Avail of exclusive discounts and deals when shopping online from partner merchants.
  • Travel Insurance: Some credit cards offer complimentary travel insurance, covering aspects like lost baggage and trip delays.
  • EMI Options: Convert high-value purchases into easy EMIs, providing you with financial flexibility.
  • Global Acceptance: Use your credit card worldwide, giving you financial convenience whether you’re traveling or shopping online from global vendors.
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These rewards and offers are designed to make your travel experiences more cost-effective and enjoyable. They provide you with opportunities to save on various expenses and indulge in dining and shopping at a discount. Be sure to check the specific terms and conditions of these offers to maximize your benefits.


Customer Support

For assistance and customer support related to the Standard Chartered Ease My Trip Credit Card, you can reach out to the bank through the following channels:

  • Customer Care Helpline: You can contact the bank’s customer care helpline, which is usually available 24/7, to inquire about your credit card, report lost or stolen cards, or address any issues or queries you may have. The bank’s customer care number is typically mentioned on the back of your credit card or on the bank’s official website.
  • Email: You can also contact the bank through email. Visit the bank’s website to find the official email address for credit card-related inquiries.
  • Local Branch: Visit your nearest Standard Chartered branch to speak with a customer service representative in person. They can provide you with information and support regarding your credit card.
  • Online Chat: Some banks offer online chat support on their websites or mobile apps, which can be a convenient way to get quick answers to your queries.
  • Official Website: The bank’s official website is a valuable resource for cardholders. You can find information on card features, fees, terms and conditions, and frequently asked questions.
  • Mobile App: If Standard Chartered has a mobile app, it may include features for managing your credit card, checking transactions, and contacting customer support

Remember to have your credit card details and relevant information ready when contacting customer support. Whether you have questions about your card, need assistance with transactions, or want to report any issues, the bank’s customer support team is there to help you.


Frequently asked questions (FAQs)

What are the key features of the Standard Chartered Ease My Trip Credit Card?

The card offers features like EaseMyTrip vouchers, reward points, dining discounts, airport lounge access, and more.

How can I apply for the Standard Chartered Ease My Trip Credit Card?

To apply, visit the bank’s official website, fill out the online application form, and submit the required documents.

What is the eligibility criteria for this credit card?

Eligibility typically includes age, income, and credit score requirements. Refer to the bank’s specific criteria.

Are there annual fees associated with the Ease My Trip Credit Card?

Yes, this card may have an annual fee, so check the latest fee structure.

How can I redeem the reward points earned with this card?

You can redeem reward points for flight and hotel bookings through the bank’s redemption portal.

Does the card offer travel insurance benefits?

Some credit cards provide complimentary travel insurance; check if this card offers such benefits.

Can I use the card for international travel?

Yes, the card is globally accepted, making it suitable for both domestic and international travel.

What is the interest rate for outstanding balances on this credit card?

The interest rate can vary based on the outstanding amount. Check the latest rates.

How do I report a lost or stolen card, and what is the procedure for replacement?

Contact the bank’s customer care helpline immediately to report the loss. They will guide you on the replacement procedure.

Are there any dining offers available with the Standard Chartered Ease My Trip Credit Card?

Yes, the card typically offers dining discounts at partner restaurants, locally and internationally.


Final Thought on Standard Chartered Ease My Trip Credit Card

In conclusion, the Standard Chartered Ease My Trip Credit Card is a compelling choice for travelers and those who seek valuable rewards and offers. With a host of benefits such as welcome rewards, reward points, dining discounts, airport lounge access, and more, this credit card is designed to make your travel experiences more enjoyable and cost-effective.

Additionally, the card’s global acceptance and security features provide peace of mind whether you’re traveling abroad or shopping online. While the specific terms, fees, and offers may evolve over time, the card’s core features remain focused on enhancing your lifestyle.

Before applying for this credit card, it’s essential to review the most up-to-date terms and conditions provided by Standard Chartered and ensure that the card aligns with your travel and spending patterns. If you’re a frequent traveler or someone who enjoys dining out and shopping, the Ease My Trip Credit Card may be your key to unlocking a world of savings and convenience.

Remember to make informed decisions by staying updated on the latest card benefits and always use your credit responsibly to maximize its advantages. Safe travels and happy spending!

Standard Chartered Ease My Trip Credit Card

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Disclaimer: The content on this website serves purely informational purposes and is not intended to disparage any company or service. The provided information is shared based on knowledge and experience. Therefore, it is advisable to conduct your own research before placing complete trust in the information presented.

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