Money View App Loan: Eligibility, Process & Interest Rates
If you’re looking for a fast, hassle-free personal loan right from your smartphone, the Money View App can be your go-to option. With quick approval, minimal documentation, and flexible repayment options, this app has become a favorite for salaried and self-employed individuals alike.
In this guide, we’ll walk you through how to get a loan from the Money View App, eligibility criteria, interest rates, and tips to boost your chances of approval.
✅ Why Choose Money View for Personal Loans?
Before diving into the process, let’s understand why Money View is trusted by millions across India:
- Loan Amount: ₹5,000 to ₹5,00,000
- Tenure: 3 to 60 months
- Interest Rates: Starting from 1.33% per month
- 100% Online Process: From application to disbursal
- Quick Approval: Within minutes
- Flexible EMI Options: Affordable repayment plans
📲 Step-by-Step Process to Get a Loan from Money View App
Step 1: Download the Money View App
Head to the Google Play Store or Apple App Store and download the Money View – Personal Loan App.
💡 Tip: Make sure your app is updated to the latest version for smooth processing.
Step 2: Check Your Eligibility
Once installed, open the app and fill in some basic details like:
- Name
- Mobile number (linked with Aadhaar)
- PAN Card
- Employment type (salaried/self-employed)
The app will instantly show your eligible loan amount based on your credit score and income.
Step 3: Choose Loan Amount & EMI Plan
After eligibility is confirmed:
- Select the loan amount you wish to borrow
- Choose your repayment tenure (in months)
- Review your EMI options with interest rates
A transparent breakdown of your EMI, interest rate, and total repayment amount is shown before you proceed.
Step 4: Submit KYC & Income Proof
Upload the required documents:
- PAN Card
- Aadhaar Card
- Bank Statements (last 3 months)
- Salary slips or ITR (depending on employment type)
You can upload documents directly through the app by taking a photo or uploading PDFs.
Step 5: Instant Approval & E-Agreement
Once documents are verified:
- You’ll receive instant loan approval
- Accept the loan agreement digitally
- The amount is disbursed to your bank account within 24 hours
🧾 Eligibility Criteria for Money View Loan
To apply for a personal loan via Money View, ensure you meet these:
| Criteria | Requirement |
|---|---|
| Age | 21 to 57 years |
| Income | Minimum ₹13,500/month |
| Credit Score | CIBIL Score 650+ / Experian 700+ |
| Bank Account | Active account with income credits |
| Employment Type | Salaried or Self-employed |
📄 Documents Required
Here’s a quick checklist of documents:
- PAN Card
- Aadhaar Card
- 3 Months Bank Statements
- Salary Slips / ITR for Self-Employed
💡 Tips to Improve Loan Approval Chances
- Maintain a good credit score (650+)
- Provide accurate income details
- Use a bank account with regular salary/income credits
- Avoid multiple loan applications at once
- Repay previous loans or EMIs on time
❓ Frequently Asked Questions (FAQs)
How much time does Money View take to disburse a loan?
Usually within 24 working hours after approval.
Can I apply for a loan without a credit score?
No. A minimum credit score of 650 (CIBIL) or 700 (Experian) is mandatory.
Is there any processing fee?
Yes, it ranges from 2% to 8%, depending on the loan amount and profile.
Can I foreclose my loan early?
Yes, after 3 EMIs, you can foreclose with a small charge.
📌 Final Thoughts
Getting a personal loan through the Money View App is simple, secure, and lightning-fast. Whether it’s a medical emergency, home renovation, education expense, or debt consolidation, this app offers a convenient financial solution at your fingertips.
If you meet the eligibility and have a stable income, you can get approved in minutes and receive funds within 24 hours.
