SBI Pulse Credit Card
🎁 Noise ColorFit Pulse 2 Max Smart Watch worth 5,999
🚀 Table of Content
🌟 5X RPs on Chemist, Pharmacy, Dining & Movie spends
🔄 Waiver of Renewal Fee on annual spends of ₹2 Lakhs
🎫 12-month Membership for FITPASS PRO & Netmeds First
SBI Card PULSE Features
The SBI credit card with maximum rewards for fitness enthusiasts offers:
Fitness Rewards
Complimentary Noise ColorFit Pulse smartwatch upon joining.
Health and Wellness Offers
Access fitness-related memberships and wellness programs.
Travel Perks
Earn 10x rewards on travel and dining-related spends.
Welcome Bonus Details
Enjoy gift vouchers or exclusive benefits worth ₹1,500 upon joining.
Contactless Payment Feature
Make secure, hassle-free payments with tap-and-go technology.
Easy EMI Options
Convert large purchases into EMIs conveniently.
Call To Action
Make Every Spend Rewarding!
Get free lounge access, fitness memberships, and more with SBI Pulse Card.
The SBI Card Pulse is a special credit card from the State Bank of India (SBI), one of the biggest banks in the country. This card is made for people who love staying fit and active. You need to pay ₹1,499 each year to use this card.
Key Benefits of the SBI Pulse Credit Card
Here’s what makes the SBI Pulse Credit Card special:
Free Health Memberships: Get one year of NetMeds membership to save on medicines. Enjoy one year of FITPASS PRO membership for free gym and fitness access.
Airport Lounge Access: Enjoy 8 free visits to domestic airport lounges every year (2 visits every 3 months).
Extra Reward Points: Earn 10 reward points for every ₹100 spent on pharmacy, dining, and entertainment.
Fuel Savings: Save with a 1% fuel surcharge waiver on fuel purchases between ₹500 and ₹4,000.
Priority Pass Membership: Get Priority Pass Membership worth $99 for free during the first two years, giving access to international lounges.
Benefits of SBI Pulse Credit Card
| Benefit | Details |
|---|---|
| Welcome Gift | Noise ColorFit Pulse Smart Watch worth ₹4,999 on joining. |
| Health Benefits | – 1-year free NetMeds membership. – 1-year free FITPASS PRO membership for gym and fitness access. |
| Reward Points | – 2 reward points for every ₹100 spent on regular purchases. – 10 reward points for every ₹100 spent on pharmacy, dining, and entertainment. |
| Insurance Cover | – Fraud liability insurance cover of ₹1 lakh. – Air accident insurance cover of ₹50 lakh. |
| Milestone Benefits | – ₹1,500 e-voucher for spending ₹4 lakh in a year. – Annual membership fee waived from the second year by spending ₹2 lakh or more in the previous year. |
| Lounge Benefits | – 8 free domestic lounge visits per year (2 per quarter). – Priority Pass Membership worth $99 for the first two years. |
| Fuel Benefits | 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000. |
| Add-On Cards | Additional cards available for family members. |
| Contactless Payments | Tap-and-pay feature for fast and secure transactions. |
Eligibility Criteria for SBI Pulse Card
Here’s who can apply for the SBI Pulse Card:
- Income: You must have a regular income of at least ₹2 lakh per year.
- Age: You must be between 21 and 60 years old.
- Residency: You must be a resident of India.
Documents Required for SBI Pulse Card
You will need the following documents to apply:
- Address Proof: Electricity bill (not older than 3 months) or an Aadhar card.
- Identity Proof: PAN card or Passport.
- Income Proof: Salary slips (not older than 3 months) or bank passbook records.
- Application Form: A duly signed application form is required.
- Photographs: Passport-sized photos of the applicant.
These are the basic requirements to apply for the SBI Pulse Card.
Fees & Charges of SBI Pulse Credit Card
Key features include a complimentary Fitpass Pro membership, discounts on fitness-related purchases, milestone benefits, and attractive reward points.
Applicants must be at least 18 years old, have a stable source of income, and meet the bank’s creditworthiness and documentation requirements.
Commonly required documents include proof of identity (e.g., Aadhaar, PAN), proof of address, proof of income (e.g., salary slips or ITR), and passport-size photographs.
You can apply online via the SBI Card website or app, or offline by visiting an SBI branch.
Typically, it takes 7-15 working days for the application to be processed and the card to be dispatched.
The annual fee for the SBI Pulse Credit Card is ₹1,499 plus applicable taxes.
Yes, a one-time joining fee of ₹1,499 plus taxes applies, which is charged during card issuance.
Yes, the annual fee may be waived if you achieve a specified annual spending threshold, as outlined by SBI Card.
The interest rate varies depending on the customer’s credit profile and ranges between 3.5% to 3.75% per month.
Cardholders receive a free 1-year Fitpass Pro membership, which provides access to gyms, fitness studios, and online workout sessions across India.
You can earn accelerated reward points on fitness-related purchases and regular reward points on other categories.
On achieving specific spending milestones, you may earn bonus reward points or other fitness-related benefits.
While the card is fitness-focused, it may also include complimentary access to domestic airport lounges.
Reward points can be redeemed for a wide range of options, including fitness merchandise, vouchers, and statement credit, via the SBI Card rewards portal.
Yes, reward points typically expire after 2 years from the date of accrual.
You should immediately report the loss to the SBI Card customer care helpline to block the card and prevent unauthorized transactions.
You can call the 24×7 helpline number mentioned on the SBI Card website or email customer support for assistance.
Yes, SBI Pulse Credit Card offers zero liability protection against unauthorized transactions if reported promptly.
Yes, eligible purchases can be converted into EMIs at attractive interest rates through the SBI Card platform.
Yes, a 1% fuel surcharge waiver is available on transactions between ₹500 and ₹4,000 at fuel stations in India.
Existing SBI cardholders can request an upgrade if they meet the eligibility criteria.
The benefit is optional, and not utilizing it does not affect your card usage or other benefits.
Yes, you can apply for add-on cards for eligible family members, subject to SBI Card policies.