LIC Single Premium Endowment Plan Calculator
Calculate your maturity value, returns, and benefits for LIC's single premium endowment plan with guaranteed and non-guaranteed benefits
1 Lakh
50 Lakhs
₹
₹
₹
💵
Single Premium
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📈
Guaranteed Benefits
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🎯
Non-Guaranteed Benefits
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💰
Total Maturity Value
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Effective Annual Return (IRR)
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4%
8%
Death Benefit
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Sum Assured + Vested Bonuses
Maturity Benefit
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Sum Assured + Vested Bonuses + Final Additional Bonus
Loan Eligibility
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Up to 90% of Surrender Value after 3 years
Surrender Value
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Guaranteed Surrender Value after 2 years
Additional Information
Risk Cover Ratio
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Plan Suitability Score
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Inflation-Adjusted Value
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Monthly Savings Equivalent
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| Feature | This Plan | Jeevan Anand | Jeevan Labh |
|---|---|---|---|
| Premium Payment Term | Single Premium | Regular Premium | Limited Premium |
| Policy Term | 15 Years | 15-35 Years | 10-25 Years |
| Risk Cover | - | Sum Assured | 10x Annual Premium |
| Bonus Type | Simple Reversionary | Compound Reversionary | Simple Reversionary |
| Loan Availability | After 3 years | After 3 years | After 1 year |
Section 80C Deduction
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Single premium eligible for deduction under Section 80C
Section 10(10D) Exemption
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Maturity benefits are tax-free under Section 10(10D)
Note: Tax benefits are subject to change as per prevailing tax laws. Please consult with a tax advisor for current regulations.