LIC Jeevan Labh Plan Premium Calculator
Calculate your premium, maturity benefits, tax savings, and more for LIC's popular money-back plan
LIC Jeevan Labh Plan Analysis
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Annual Premium
📈
Total Premium Paid
💰
Maturity Benefit
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🛡️
Death Benefit
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Guaranteed Additions
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Accrued throughout the policy term
Tax Savings (80C)
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Annual tax deduction benefit
Surrender Value
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After 3 years of premium payment
Loan Eligibility
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After 3 years of premium payment
Benefit Breakdown
IRR (Internal Rate of Return)
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Annualized return on investment
Inflation-Adjusted Value
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Maturity value in today's money
Bonus vs Premium
Ratio of returns to investment
✅ Advantages
- Guaranteed returns with life cover
- Tax benefits under Section 80C and 10(10D)
- Loan facility available after 3 years
- Limited premium payment term
⚠️ Considerations
- Lower returns compared to market-linked plans
- Long lock-in period
- Surrender charges apply in early years
- Inflation may erode real returns
Compare with Other LIC Plans
| Plan | Term | Premium | Returns | Risk |
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