LIC Bima Jyoti 860 Premium Calculator
Calculate your premium, maturity value, death benefit, and tax savings for LIC's Bima Jyoti Plan 860
Step-by-Step Policy Benefits
1
Policy Commencement
Start paying premiums as per selected mode
2
Guaranteed Additions
₹50 per ₹1,000 Sum Assured added every year
3
Death Benefit
Sum Assured + Guaranteed Additions paid to nominee
4
Maturity Benefit
Sum Assured + Total Guaranteed Additions paid at maturity
Inflation-Adjusted Projection
Your maturity value in today's money: -
Compare with Jeevan Labh
| Feature | Bima Jyoti 860 | Jeevan Labh |
|---|---|---|
| Policy Term | 15-20 years | 16-25 years |
| Premium Payment Term | Same as policy term | 10-16 years |
| Minimum Sum Assured | ₹1,00,000 | ₹2,00,000 |
| Guaranteed Additions | ₹50/₹1,000 SA | Varies by term |
| Loan Facility | Available | Available |
| Surrender Value | After 3 years | After 2 years |
Family Calculator
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