HSBC Fixed Deposit Calculator
Calculate your FD returns with HSBC's latest interest rates. Compare domestic, NRI, and FCNR options with senior citizen benefits.
Enable 5-year tax saving FD (Section 80C)
Calculate penalty for early withdrawal
Tax Information
NRE FD:
Tax-free in India, no TDS
NRO FD:
30% TDS, tax treaty benefits may apply
FCNR Deposit Features
✓
Principal and interest fully repatriable
✓
No currency exchange risk
✓
Tax-free in India for NRIs
✓
Interest paid in foreign currency
Bank
Interest Rate
Maturity Amount
Difference
HSBC
6.50%
₹1,21,550
-
HDFC
6.25%
₹1,20,750
-₹800
ICICI
6.35%
₹1,21,150
-₹400
Standard Chartered
6.20%
₹1,20,550
-₹1,000
FD Calculation Results
₹
Principal Amount
₹1,00,000
%
Interest Rate
6.50%
📅
Tenure
6 months
💰
Interest Earned
₹3,250
Maturity Amount
₹1,03,250
Effective Annual Rate (EAR)
6.66%
The actual annual rate when compounding is considered
Inflation Impact
₹98,150
Real value of maturity amount at 5% inflation
Safety Score
9.2/10
Based on global and India-specific ratings
💡 Best FD Tenure Currently
Based on current interest rate trends, the 3-year tenure offers the optimal balance between returns and liquidity with an effective yield of 7.1% for senior citizens.
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