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Gruh Finance FD Calculator
Calculate your fixed deposit returns with Gruh Finance's competitive interest rates. Plan your investments wisely!
FD Calculation Results
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Maturity Amount
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Total Interest
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Maturity Date
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Effective Yield
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TDS Calculation
Annual Interest:
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TDS Rate:
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TDS Amount:
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Net Interest After TDS:
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Risk Analysis
Low Risk (CRISIL AAA/Stable)
Gruh Finance FD carries the highest safety rating from CRISIL, indicating the lowest risk of default.
Year-wise Interest Accrual
| Year | Opening Balance | Interest Earned | Closing Balance |
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Compare Gruh Finance FD with Other Options
| Parameter | Gruh Finance | Bajaj Finance | LIC Housing | Corporate Bonds | NCDs |
|---|---|---|---|---|---|
| Interest Rate (Regular) | 7.25% | 7.40% | 7.10% | 8.00-9.50% | 8.50-10.50% |
| Interest Rate (Senior) | 7.75% | 7.65% | 7.60% | N/A | N/A |
| Safety Rating | CRISIL AAA/Stable | CRISIL AAA/Stable | ICRA AAA/Stable | Varies by issuer | Varies by issuer |
| Minimum Deposit | ₹5,000 | ₹25,000 | ₹10,000 | ₹10,000 | ₹10,000 |
| Liquidity | Medium | Medium | Medium | Low | Medium |
| Tax Efficiency | Medium | Medium | Medium | High | Medium |
Inflation-adjusted Returns
Nominal Returns:
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Real Returns (After Inflation):
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FD Ladder Strategy Builder
Create a staggered FD portfolio to ensure regular liquidity and better interest rates
Loan Against FD Calculator
Calculate how much loan you can get against your existing FD
Maximum Loan Amount:
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Interest Rate on Loan:
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Interest Spread:
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Early Withdrawal Rules
Gruh Finance allows premature withdrawal of FDs with the following conditions:
- Minimum lock-in period: 3 months
- Penalty: 1% lower than the contracted rate
- For FDs less than 1 year, interest paid at savings account rate
- No penalty for senior citizens in case of medical emergency
Early Withdrawal Simulator
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