Bank of Baroda (BoB) FD Calculator
Calculate your Fixed Deposit returns with latest BoB interest rates. Compare different FD schemes and maximize your earnings.
Current Interest Rate
7.25%
For Domestic FD (1-2 years)
Senior Citizen Rate
7.75%
Extra 0.50% for seniors
FD Calculation Results
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Principal Amount
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Interest Earned
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Maturity Amount
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Maturity Date
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Tax & TDS Breakdown
Estimated TDS
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Net Interest After Tax
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Effective Yield
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Inflation Impact
Real Value (6% inflation)
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Purchasing Power Loss
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FD Comparison Across Tenures
| Tenure | Interest Rate | Maturity Amount | Interest Earned |
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Year-wise Interest Accumulation
| Year | Opening Balance | Interest Earned | Closing Balance |
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NRE/NRE FD Rules
NRE FD: Tax-free interest, repatriable principal and interest, must be opened with foreign currency.
NRO FD: Taxable interest, only interest repatriable, can be opened with Indian rupees.
Both offer competitive rates and are ideal for NRIs looking to park funds in India.
FD vs RD vs Tax Saver FD
Fixed Deposit: Lump sum investment, higher interest for longer tenure, premature withdrawal allowed with penalty.
Recurring Deposit: Monthly investments, good for salaried individuals, interest similar to FDs.
Tax Saver FD: 5-year lock-in, eligible for tax deduction under Section 80C, no premature withdrawal.
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