Abhyudaya Bank FD Calculator
Calculate your Fixed Deposit maturity amount, interest earned, and returns with Abhyudaya Bank's latest interest rates
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FD Calculation Results
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Maturity Amount
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Interest Earned
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Effective Annual ROI
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Maturity Date
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Inflation-Adjusted Real Return:
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Estimated TDS Deduction:
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Applicable Interest Rate:
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Comparison with Other Banks
Bank
Interest Rate
Maturity Amount
Difference
Abhyudaya Bank
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State Bank of India
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Bank of Baroda
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HDFC Bank
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FD Laddering Recommendation
Enter your details to see a personalized FD laddering strategy
Eligibility & Documentation
- Indian residents, NRIs, HUFs, and Trusts
- Minimum age: 18 years (Minor accounts with guardian)
- PAN card mandatory for TDS purposes
- Address proof (Aadhaar, Passport, Voter ID)
- Passport-size photographs
- Completed FD application form
Premature Withdrawal Penalty
- 1% penalty on applicable interest rate for withdrawals before 1 year
- 0.5% penalty for withdrawals after 1 year but before maturity
- No penalty for senior citizens in case of medical emergencies
- Partial withdrawals allowed subject to terms
Important Notes
- Interest compounded quarterly as per Abhyudaya Bank policy
- TDS deducted at source if interest exceeds ₹40,000 (₹50,000 for senior citizens)
- Interest rates subject to change without prior notice
- Minimum deposit: ₹1,000 | Maximum: No limit (₹5 Crores per FD)
- Auto-renewal option available at prevailing rates
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